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Freezing in NH » stock http://www.freezinginnh.com Staying inside, out of the wind Tue, 21 Oct 2008 01:04:10 +0000 http://wordpress.org/?v=2.8.4 en hourly 1 Funded a ROTH IRA http://www.freezinginnh.com/2008/funded-a-roth-ira/ http://www.freezinginnh.com/2008/funded-a-roth-ira/#comments Thu, 09 Oct 2008 00:57:52 +0000 EA http://www.freezinginnh.com/?p=183 I had been putting aside some cash to fund a ROTH IRA by the end of the year (I love Vanguard, but the 3K minimum is a bit much…).  I decided to scrape up all my loose change and go for it.  It will leave me a bit short this month but I can take a short loan from my emergency fund, and then I’ll be done with one of my goals for this year! 

Somehow, investing now seems like a really important thing.  I think I’m convincing myself that I’m buying at the bottom.  Plus it helps to be focusing on getting a bargin and ignoring what is happening to my other investments.  And buying a relatively risky investment means that swings in value are normal, so I can just go on pretending things are okay.

I know staying in the market, with the investments I already have, is the right thing to do.  This just helps me take my mind off of it.

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Online Trading http://www.freezinginnh.com/2007/online-trading/ http://www.freezinginnh.com/2007/online-trading/#comments Sun, 03 Jun 2007 08:41:19 +0000 EA http://www.freezinginnh.com/2007/online-trading/ The Sun’s Financial Diary reviews his first trading experience with Zecco.   Verdict: annoying interface, cheap and fast trades.  I haven’t done much buying of individual stocks.  I own some stock of a former employer in a 401k because their company match was in the form of stock. 

I also own about $50 worth of a single stock in a sharebuilder account.  Normally I wouldn’t recommend trading that small of an amount ($4 to trade in and $15 to trade out eats up a huge chunk of $50) but they were doing a “free $50 after your first trade” promotion.  So I transferred $50 in, bought some stock, waited 30 days for the bonus and transferred $50 out.  Net cost to me: interest on $50 for 30+ days (adding ACH transfer time to the waiting time).  Net gain to me: $46 of stock, which has gone up a little since then.  I haven’t decided whether to keep the account and add more money, keep the account as is and ignore it for a few years, or cash out the stock and close the account.  Out of sheer laziness, I’m probably going for that middle option. 

Here are six tips to becoming a successful online investor.

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